Top 10 Paytm Alternatives You Can Use (2017)

Paytm is likely one of the largest and the quickest rising web primarily based companies in India. After the demonetisation, its vigorous push in the direction of its adoption by small and medium measurement companies has turned it into the following neatest thing. Now, likelihood is that a lot of the retailers you go to preserve Paytm as a fee possibility. Not solely that, Paytm now gives a myriad of companies on its platform together with funds, cash switch, buying, recharge services, invoice funds, and film, bus and air tickets amongst others. Heck, it even sells digital gold on its platform. Principally, Paytm has grow to be a behemoth which does virtually something and every little thing. Nonetheless, in its aspirations of rising quick and providing every little thing, it now not is the perfect in school at a lot of the issues that it does. For each service that it gives, there’s one thing on the market which does it higher, and at the moment we’re going to concentrate on them. So, listed below are the highest 10 Paytm options that you should utilize at the moment:

Paytm Alternate options

Earlier than we begin, I simply need to make one factor clear. As of writing this text, there isn’t a different service which even comes near Paytm, if you happen to simply consider the sheer classes of companies that it gives. In case you are in search of a one cease answer for every little thing, you might be higher off with Paytm, as you don’t have some other possibility. Nonetheless, as I discussed earlier, for all of the companies that Paytm gives, there are apps that are higher at them. So, in case you are somebody who can take care of a number of apps to get the perfect expertise and the perfect offers, this record is particularly for you.

Cellular Recharges, Invoice And Service provider Funds

1. Mobikwik

In case you are in search of a Paytm various for recharges and invoice funds, Mobikwik is probably the closest factor that you will discover. Mobikwik can do loads of stuff that Paytm does. For instance, you’ll be able to preserve cash in its pockets and use it for invoice funds, recharges, and service provider funds. In truth, since its foray into the service provider funds phase, its attain has been growing steadily. Now, the variety of retailers who settle for Mobikwik as a fee technique is rivalling that of Paytm. Relating to cell recharges and invoice funds, Mobikwik is thrashing Paytm with its fluid and clear interface and instantaneous transactions.


Aside from the above-mentioned companies, Mobikwik now additionally helps bus-ticket reserving. Nonetheless, Paytm nonetheless leads this phase because it additionally gives the customers with the power to guide air-tickets together with bus tickets. One factor which I like about Mobikwik is that other than partnering with bodily retailers, slowly it has been integrating itself with many on-line service suppliers too. For instance, companies like Swiggy, IRCTC, 1mg, Ebay, and Dominos amongst others now settle for Mobikwik’s pockets. I’ve been a Mobikwik consumer for the reason that final couple of years and am actually loving its new attain. The service has by no means failed me, and I desire utilizing it over Paytm, wherever I can.

Platforms: Web site (Android, iOS)

2. FreeCharge

FreeCharge is the service which made on-line cell recharges and invoice fee well-liked. It did that by offering a easy and easy course of together with numerous coupons which could possibly be used at its associate shops to get reductions. Once I used FreeCharge for the primary time, I immediately fell in love with the service, that’s, till it was acquired by Snapdeal for a whopping 400 million US {dollars}. Since then the service has seen a downfall because it strayed away from its preliminary imaginative and prescient. Initially, FreeCharge was a service the place you could possibly get the perfect offers whereas paying your payments or finishing up cell recharges, not anymore. Nonetheless, one factor that also stays in FreeCharge’s favour is its ease of use.


I have achieved uncountable transactions on FreeCharge (for cell recharges and invoice funds) and never even a single one among them has failed. Each recharge I made was profitable and instantaneous. It additionally retains probably the most up to date model of the completely different plans and pricing supplied by carriers for each state. In case you are trying to find your good plan (pay as you go or postpaid), FreeCharge is the place to search for it. Additionally, FreeCharge has additionally began supporting service provider funds and though it’s not as broadly accepted as Paytm or Mobikwik, the rely is slowly however steadily growing. Nonetheless, for me, that and different extra options don’t even matter, as I’m completely satisfied utilizing it only for cell recharges and invoice funds.

Platforms: Web site (Android, iOS)

Ship And Obtain Cash

1. PhonePe

Though Paytm has developed to grow to be a funds financial institution to facilitate the switch of cash between its customers, it nonetheless lags behind with regards to adopting the most recent cell fee expertise, which is UPI.

UPI or Unified Cost Interface is the initiative of Reserve Financial institution of India (RBI) and Nationwide Cost Company of India (NPCI), to deliver straightforward and instantaneous switch of funds between the customers. One of the best factor about this technique of cash switch is that the cash is immediately transferring between the customers’ (sender and receiver) financial institution accounts. There isn’t any digital pockets in between. Furthermore, the customers don’t should enter the account particulars of the receiver, they’ll switch the cash simply by utilizing their cell quantity which is linked to their financial institution accounts.


Additionally, since you aren’t utilizing an e-wallet, there isn’t a restriction on the full amount of cash you’ll be able to switch (with Paytm it’s INR 1 lakh/month). UPI additionally helps two-factor authentication which is safer. So, in nutshell, UPI is healthier than utilizing e-wallets in virtually each regard. As we speak, if you wish to ship or obtain cash, UPI is the perfect technique to take action, and PhonePe is the perfect app that helps UPI. Though virtually all of the banks have come out with their very own model of UPI app, PhonePe continues to be the perfect amongst all of them. To begin with, it helps a number of financial institution accounts. Secondly, its interface is refined and straightforward to navigate. Lastly, it additionally helps cell recharges and invoice fee with profitable money again gives. These causes make PhonePe stand out within the crowd.

Whereas you should utilize the federal government’s official BHIM app to examine your financial institution steadiness, ship cash, PhonePe brings you far more options. So, if transferring cash is your important purpose behind utilizing Paytm, PhonePe will serve you 100 instances higher.

Platforms: Web site (Android, iOS)

2. Chillr

Chillr is one other UPI primarily based service which lets you ship and obtain cash utilising the Unified Cost Interface. It simply works like PhonePe. You’ll be able to ship and obtain cash immediately out of your financial institution accounts with out the necessity of utilizing an e-wallet. Aside from that, it additionally does all the standard issues like cell recharges and invoice funds. The resort, flight and bus ticket reserving companies are coming quickly. Chillr has included one distinctive function which permits pals to separate a invoice between themselves. In case you are somebody who all the time goes out for eating in a gaggle of pals, you’ll love this function. Principally, the man who paid can break up the invoice inside Chillr and it’ll ship pending fee notification to all the buddies. Buddies will pay him again by authorizing the transaction with their UPI PIN. It’s a small and but a nifty function to have.


Platforms: Web site (Android, iOS)

Cellular Wallets

1. Oxygen Pockets

Oxygen Pockets is just a traditional e-wallet utility which works and behaves identical to Paytm. Nonetheless, together with permitting you to ship and obtain cash by means of its pockets companies, it additionally lets you immediately make financial institution transfers by both utilizing MMID or account quantity and IFSC code of the receiving get together. One neat factor that I actually like about Oxygen pockets is that it lets you create pay as you go VISA Debit playing cards. It does that by partnering with RBL financial institution. The pay as you go VISA card that you just create will behave precisely like a traditional VISA debit card for all intents and functions. Making a pay as you go VISA card comes with two important advantages. Firstly, since you might be utilizing a digital card, your unique data will not be shared with any service provider website, preserving you protected from any potential assaults. Secondly, for the reason that card is pay as you go, even whether it is compromised, the one quantity you’ll lose is that you’ve got created the cardboard with.


Oxygen can be a fee gateway accepted by virtually all on-line retailers in India. This has allowed Oxygen to tie up with these service provider websites and offer you further advantages. The service additionally permits you to create reward playing cards for quite a few retailers together with Amazon, Westside, BookMyShow, KFC, and Cleartrip amongst others. So, subsequent time if you happen to don’t know what to reward your family members, you’ll be able to simply ship a present card and so they should buy something they need. In case you are in search of an e-wallet utility, Oxygen is the perfect one on the market. I actually love the power to create digital VISA Playing cards and Reward Playing cards. On the finish of the day, I would favor Oxygen pockets over Paytm on a regular basis.

Platforms: Web site (Android, iOS)

2. ItzCash

ItzCash is an easy e-wallet utility which has all the essential capabilities of an e-wallet. You’ll be able to recharge your pockets and use it to hold out cell recharges and invoice funds. You’ll be able to obtain and ship cash in your pockets. It helps numerous kinds of invoice fee companies together with DTH, gasoline, water, and electrical energy amongst others. In case you are in search of a primary pockets utility which will get the job achieved, this one is for you. There aren’t any frills and whistles right here. It’s a easy e-wallet utility which is quick and dependable. Paytm pockets has grow to be a really advanced product and if you happen to needed to return to its easier days, ItzCash is your greatest guess to do this.


Platforms: Web site (Android, iOS)

On-line Purchasing

1. Amazon

Paytm included an e-commerce platform within the type of Paytm Mall. Since its starting, the service has developed quite a bit and now has an unlimited product choice. Nonetheless, it’s nonetheless manner behind when in comparison with the main e-commerce companies like Amazon. Amazon has loads of benefits over Paytm. Firstly, Amazon’s product choice is far more than that of Paytm. Secondly, the companies supplied by Amazon (whether or not or not it’s supply or grievance dealing with) are a mile forward of Paytm. All these options are enhanced in case you are a major member. At simply INR 500/yr, you get free sooner or later and two-day supply together with entry to their Prime video companies which has a big assortment of films and TV sequence so that you can take pleasure in.


Not too long ago Amazon has additionally launched its personal e-wallet service referred to as the Amazon Pay Steadiness. Though proper now it’s in its nascent stage, there’s little doubt it’ll evolve into an excellent product. Amazon Pay is likely one of the greatest fee gateways used internationally. Integrating it with its pockets service in India might be not an excellent hurdle for Amazon. Even when Amazon has not launched its e-wallet service, it’s e-commerce service alone beats the Paytm Mall fingers down. When you issue within the Prime Video service of Amazon, it turns into a deal that you just can’t refuse. In case you are seeking to store on-line, Amazon is likely one of the greatest Paytm options on the market.

Platforms: Web site (Android, iOS)

2. Flipkart

Flipkart is India’s first e-commerce platform and it’s nonetheless alive and kicking. Whereas a lot of the homegrown e-commerce platform has been preventing simply to outlive, Flipkart has emerged as a winner. Flipkart’s product choice and repair high quality are rivaled solely by Amazon. Something you need to purchase, you’re going to get it right here. Like Amazon’s Prime service, Flipkart has additionally launched its personal F-Assured service which guarantees high quality merchandise with quicker supply. Flipkart is at the moment the market chief in India, with a 57% market share with regards to on-line purchases.


Flipkart additionally owns Myntra and Jabong, the 2 greatest style e-commerce market in India. Relating to style, Flipkart has the market dominance fingers down. As a rule of thumb, I desire shopping for electronics on Amazon and clothes and niknaks on Myntra, as a result of they’re the perfect locations to do this. Paytm has rather a lot to do if it desires to compete with these behemoths of e-commerce in India.

Platforms: Web site (Android, iOS)


1. MakeMyTrip

As you already know, not too long ago Paytm has additionally included companies which let you guide flights and bus tickets on its platforms. Nonetheless, with regards to journey planning and ticket reserving, MakeMyTrip is the king. You’ll be able to guide flights, inns, and bus tickets amongst different issues. They’ve tied up with numerous resort suppliers throughout India to present the perfect expertise to its customers. Not solely that, now you’ll be able to even plan a vacation and purchase packages which can care for all of your flights and resort ticketing wants in a single go.


Their newest providing is intercity cabs companies. Now, you’ll be able to guide cabs for all of your intercity journey wants at actually low-cost costs. It is a excellent news for anybody in search of a weekend getaway. Principally, whether or not you might be planning a go to, a vacation, or a weekend getaway, MakeMyTrip might help you do all that. Their pricing is likely one of the greatest available in the market and their companions are additionally actually good. This is likely one of the greatest Paytm options for all of your journey wants.

Platforms: Web site (Android, iOS)

2. Goibibo

Goibibo was the largest competitor to MakeMyTrip that’s till it was acquired by the later. Nonetheless, all of the options which made Goibibo stand out are nonetheless right here as it’s nonetheless operating as a separate entity. The most important purpose behind utilizing Goibibo over MakeMyTrip is its cash-back function. Identical to Paytm, you earn cash-back on each flight and resort reserving. This cash-back lives in your account as GoCash and can be utilized for any future bookings. The cash-back gives differ sometimes and generally you may get unbelievable offers right here. Goibibo gives one of many lowest pricing for flights and bus tickets available in the market. It’s best to all the time examine this one out earlier than you make a reserving.


Platforms: Web site (Android, iOS)

SEE ALSO: Find out how to Setup UPI Funds in Uber (Information)

The Greatest Paytm Alternate options Out There

As I discussed firstly of this text, in case you are in search of a jack of all trades app, Paytm is your solely possibility. Nonetheless, more often than not, a jack of all commerce will not be the perfect at any one among its trades, which is the case with Paytm too. In case you don’t need to accept something beneath the perfect in school, you’ll have to use a number of companies that are the perfect in their very own area of interest. We now have lined all the perfect Paytm options for the completely different companies supplied by it. What is going to you favor? Do you want a service like Paytm which gives every little thing, or, do you favor companies which do just one factor, however are greatest of their respective fields? Tell us your ideas within the remark part beneath.